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Payments to China

Payment to suppliers in China. Fast and legal

We transfer RMB directly to Chinese suppliers via Alipay, WeChat Pay, UnionPay and bank SWIFT. You pay in your currency - we convert and send in CNY.

from 0.86%
Commission
1–2 days
Enrollment speed
CNY¥
Supplier currency
from $500
Minimum payment
Corridor profile

Payments to China

China is the largest trading partner of most CIS countries. Paying Chinese suppliers requires knowledge of local payment systems and currency controls.

CN

Corridor profile

Payments to China

Currency
CNY (Chinese Yuan)
Commission
from 0.86%
Speed
1–2 business days
Minimum
from $500
Way
Alipay/WeChat/T/T
Banks
6 partner banks
  • Direct payments to suppliers' accounts in CNY - without intermediate agents

  • Payment via Alipay and WeChat Pay for small and medium-sized suppliers with Taobao and 1688

  • Bank SWIFT transfers for large contracts from $10,000

  • Full compliance with the exchange control of the People's Republic of China - documents for SAFE

  • Online tracking of the status of each payment in your personal account

Payment systems

How we make payments to China

We use all major payment channels in China. We choose the optimal method for the amount and type of supplier.

  • Alipay

    Мобильный кошелёк

    Instantly

    Payments to suppliers on Taobao, 1688, Tmall. Enrollment is instant. Suitable for orders up to ¥500,000.

  • WeChat Pay

    Мобильный кошелёк

    Instantly

    Payment via WeChat is convenient for small suppliers and factories that only accept mobile payments.

  • UnionPay

    Банковская карта

    1–4 hours

    Transfers via UnionPay to bank accounts. Suitable for medium amounts and suppliers with bank details.

  • Bank transfer (SWIFT)

    Межбанковский перевод

    1–2 business days

    Direct SWIFT transfer in CNY to the supplier's bank account. For large contracts from $10,000. Full package of documents.

Currency flow

Conversion and crediting in RMB

You pay in a convenient currency - we convert and send CNY to the supplier.

USD/EUR/KGS/RUB

OZTA

¥ CNY

The rate is fixed at the time of confirmation of payment. No hidden conversion fees.

  • Exchange control of the People's Republic of China

    China strictly regulates incoming payments. Each translation is checked by SAFE. We prepare documents so that the payment goes through without delays.

  • Chinese holidays

    During the New Year (January-February) and Golden Week (October) banks are closed for 7-10 days. Plan your payments in advance.

  • Fixing the course

    The CNY/USD rate is fixed at the time of payment. For large amounts (from $50,000), pre-booking of the course is available.

Barriers

Why payments to China are difficult

Currency controls, SWIFT blocks and document requirements make paying Chinese suppliers a challenge.

Typical problems
  • SWIFT transfers from the CIS to China are often blocked or delayed by 5–15 days

  • Foreign exchange control of the PRC requires specific documents - without them the payment will be returned

  • Most suppliers on 1688 and Taobao do not have bank details - only Alipay

  • Banks charge 3–5% for conversion plus transfer fees - up to 7% in total

Solutions OZTA
  • We make payments through banks with direct correspondent connections in China - crediting in 1-2 days

  • We prepare a full package of documents for SAFE: invoice, contract, declaration - payment goes through the first time

  • We pay directly via Alipay and WeChat Pay - the supplier does not need a bank account

  • Single commission from 0.86% - no hidden markups on the course and additional fees

Who is it suitable for?

Typical payment scenarios to China

From one-time payment on Taobao to regular contract payments to factories.

Importer

Contract payments to factories

Regular payments to Chinese factories under contracts. SWIFT transfers with a full package of documents for accounting and customs.

from 0.86% commission
Marketplace seller

Purchasing goods on 1688 and Taobao

Payment of suppliers on Chinese marketplaces via Alipay. Fast enrollment, consolidation of orders from several sellers.

Enrollment instantly
Small business

One-time purchases from China

Payment for the first batch of goods or samples. Minimum payment from $500. We help you choose the appropriate payment method.

from $500 minimum
Private person

Personal shopping from China

Payment for goods on Taobao, Tmall, Pinduoduo for personal use. Without TIN and foreign currency account.

No foreign currency account
Tariffs

Cost of payments to China

Transparent commission with no hidden fees. The larger the volume, the lower the rate.

  • Starting

    from 2.5%

    One-time payments and first orders. Alipay, WeChat Pay, bank transfer.

    Minimum $500
  • Popular

    Business

    from 1.5%

    Regular payments from $5,000/month. Personal manager, priority processing.

  • Best bet

    Corporate

    from 0.86%

    Volumes from $50,000/month. Fixed course, dedicated line, individual conditions.

The exact rate is fixed in the commercial proposal before work begins.

Process

How is payment processed to China?

From application to enrollment - 4 simple steps.

  1. 01

    Application and invoice

    Send an invoice or supplier details. We calculate the commission and fix the exchange rate.

    30 minutes
  2. 02

    Payment to us

    Transfer the amount to our account in a convenient currency (USD, EUR, KGS, RUB). You receive confirmation.

    1 day
  3. 03

    Transfer to supplier

    We convert to CNY and send the payment to the supplier using the chosen method (Alipay, WeChat, SWIFT).

    1–2 days
  4. 04

    Documents

    You receive a complete package: confirmation of the transfer, agency report, certificate of completion of work.

    1 day
Adviсe

Practical advice on payments to China

What we have learned over the years of working with Chinese suppliers.

  • Saving

    Combine payments

    Consolidating multiple payments into one reduces fees. Paying 5 suppliers in one tranche is cheaper than 5 separate transfers.

  • Speed

    Alipay is faster than SWIFT

    For amounts up to ¥500,000, Alipay credits instantly. SWIFT transfer to the same bank takes 1-2 days. Choose a channel for the task.

  • Planning

    Pay before the holidays

    Before Chinese New Year (end of January), factories close for 2-3 weeks. Please pay for your orders at least 10 days before the holidays.

  • Safety

    Check your details

    Fraudsters replace details on invoices. We verify each recipient through SAFE databases and registers of legal entities of the PRC.

FAQ

Frequently Asked Questions

Answers to frequently asked questions about payment to suppliers in China through OZTA.

How quickly will the supplier receive the money?
What documents are needed for payment?
Can I pay via Alipay without a supplier's bank account?
What is the minimum payment?
What if the payment is returned?
Are payments to China subject to sanctions?

Are you ready to pay your supplier in China?

Send an invoice - we will calculate the commission and fix the rate in 30 minutes.

Or contact directly: