Payment to suppliers in Europe via SEPA and SWIFT
We transfer euros to European suppliers via SEPA and bank SWIFT. You pay in your currency - we convert and send in EUR.
Payments to Europe
Europe is a key trading partner for equipment, components and branded goods. SEPA provides fast and cheap transfers within the eurozone.
Corridor profile
Payments to Europe
- Currency
- EUR (euro)
- Commission
- from 1.2%
- Speed
- 1–2 business days
- Minimum
- from $1,000
- Way
- SEPA / SWIFT T/T
- Banks
- 5 partner banks
SEPA transfers are credited in 1 business day - faster than classic SWIFT
Full compliance with EU compliance and AML requirements
Payment for parallel imports - branded goods without a distributor
Closing documents for EAEU customs and tax reporting
We cover all 27 EU countries plus the UK, Switzerland and Norway
How we process payments to Europe
SEPA for fast transfers within the eurozone, SWIFT for other countries.
SEPA
Единая зона европлатежей
1 working dayStandard SEPA Credit Transfer for all banks in the eurozone. Cheaper and faster SWIFT. There are no limits on the amount.
SWIFT T/T (EUR)
Межбанковский перевод
1–2 business daysClassic SWIFT transfer for countries outside the SEPA zone (UK, Switzerland) and large contracts.
iDEAL
Национальная система
InstantlyInstant transfers for suppliers in the Netherlands. Popular among Dutch wholesalers and distributors.
Conversion and crediting to euros
You pay in a convenient currency - we convert and send EUR to the supplier via SEPA.
USD/KGS/RUB
OZTA
€ EUR
The EUR rate is fixed at the time the application is confirmed. Interbank rate without extra charge.
The SEPA advantage
SEPA transfers within the eurozone are cheaper than SWIFT and are credited faster. We use SEPA by default for EU countries.
Euro stability
EUR is the second world reserve currency. Low volatility allows you to plan payments without the risk of sharp exchange rate fluctuations.
EU Compliance
European banks carefully check incoming payments. We prepare documents in advance so that the payment goes through compliance without delays.
Difficulties in payments to Europe
EU compliance, sanctions lists and document requirements are the main barriers to payments from the CIS.
European banks block payments from CIS countries at the stage of compliance check
Justification for payment is required - invoice, contract, description of the goods in English
Payments related to sanctioned jurisdictions are delayed or rejected
Bank fees for SWIFT transfers to EUR can be 3–5% with intermediate banks
We send payments on behalf of a Kyrgyz company - there are no restrictions on transfers to the EU
We prepare a full package of documents for compliance: invoice, contract, description of the operation
We check each transaction against EU, UN and OFAC sanctions lists before sending
A single commission from 1.2% includes all banking expenses - no hidden intermediate fees
Typical payment scenarios to Europe
From paying for German equipment to Italian textiles.
Payment for European factories
Payment for equipment, components, raw materials from manufacturers in Germany, Italy, France. SEPA or SWIFT with a full package of documents.
Parallel import
Purchasing branded goods directly from European distributors for resale. Payment without a distribution contract.
Procurement of goods and services
Payment of European suppliers: from B2B services to consignments of goods. Minimum $1,000.
Shopping in the EU
Payment for goods from European stores, ordering equipment, furniture, auto parts from Germany and Italy.
Cost of payments to Europe
Transparent commission. SEPA is cheaper than SWIFT - we use it by default.
Starting
from 3.0%One-time payments and first orders. SEPA or SWIFT.
Minimum $1,000- Popular
Business
from 2.0%Regular payments from $10,000/month. Personal manager, SEPA by default.
- Best bet
Corporate
from 1.2%Volumes from $50,000/month. Course fixation, priority processing.
The exact rate is fixed in the commercial proposal before work begins.
How is payment processed to Europe?
From application to enrollment - 4 steps in 1-2 business days.
- 01
Application and documents
Send an invoice and supplier details. We check compliance and calculate commission.
1 hour - 02
Payment to us
Transfer the amount to our account in USD, KGS or RUB.
1 day - 03
SEPA transfer
Convert to EUR and send via SEPA (or SWIFT for countries outside the eurozone).
1 day - 04
Closing documents
You receive confirmation, an agency report, documents for customs and accounting.
1 day
Tips for making payments to Europe
What is important to know when working with European suppliers.
Speed
SEPA instead of SWIFT
For suppliers in the Eurozone, SEPA is credited in 1 day and costs less. SWIFT is only needed for the UK and Switzerland.
Saving
Pay in EUR directly
Double conversion (KGS → USD → EUR) is more expensive than direct conversion (KGS → EUR). We select a profitable conversion route.
Documents
Prepare your invoice in advance
European banks check the purpose of the payment. An invoice in English with a description of the product speeds up compliance.
Safety
Recipient verification
We verify each recipient through EU registries, check them against sanctions lists and PEP databases.
Frequently Asked Questions
Answers to frequently asked questions about payment to suppliers in Europe through OZTA.
Payments to other countries
OZTA makes payments to 30+ countries. Choose a direction.