Payments to Europe without restrictions
Pay European suppliers via SEPA, iDEAL, Giropay, Sofort. We work with the top 5 banks in each region. Commission from 0.86%. PSD2 and GDPR compliance.
- 100% legal
- Without foreign currency account
- SEPA, iDEAL, Giropay
- Payment within 1-3 days
Payments to Europe
Payment to European suppliers
Payment systems
SupportSEPA
iDEAL
Giropay
Sofort
What is included in the service
Transfers to EUR via SEPA
Local payment systems
Working with top banks
Commission
from 0.86%
Term
1-3 days
Solving payment problems to Europe
We understand the specifics of working with European suppliers and offer working solutions
Typical problems
- The bank refuses to transfer in EUR due to restrictions
- No access to European payment systems (iDEAL, Giropay, Sofort)
- High fees for transfers to Europe (3-7%)
- Difficulties in meeting PSD2 and GDPR requirements
- Long terms for transfers via SWIFT (5-10 days)
- Problems with currency controls when working with the EU
OZTA Solutions
- We work as an agent - we transfer on our behalf to EUR
- Commission from 0.86% - 2-5 times lower than bank fees
- Support SEPA, iDEAL, Giropay, Sofort, Bancontact for fast transfers
- Full compliance with PSD2 and GDPR requirements
- Transfers in 1-3 days instead of 5-10 days through a bank
- We take over currency control and document management
How does this work
Simple payment process to European suppliers in 5 steps
Bid
Leave a request on the website or write to the manager. Specify the amount, recipient, purpose of payment.
Calculation
The manager calculates the cost (commission + EUR exchange rate). We fix the rate at the time of application.
Payment to us
Transfer rubles to our account. Sign an agency agreement (can be done electronically).
Transfer to Europe
We convert rubles into EUR and transfer to the supplier via SEPA, iDEAL, Giropay or Sofort.
Documents
You receive a full package of documents: agreement, act, invoice, payment order.
Support for local payment systems
We work with European payment systems for fast and convenient transfers
Benefits of working with local systems
Faster than SWIFT - transfers in 1-3 days instead of 5-10 days
Lower commissions - local systems are cheaper than international ones
More convenient for suppliers - they receive money to their usual accounts
Fewer restrictions - local systems operate without sanctions restrictions
We work with the largest banks in Europe
Partnership with the top 5 banks in each region for reliable and fast transfers
Western Europe (Germany, France, Netherlands, Belgium, Luxembourg)
Financial center of Europe, including Germany, France, the Netherlands, Belgium, Luxembourg
Deutsche Bank
Deutsche Bank
The largest bank in Germany, serving corporate clients throughout Europe
BNP Paribas
BNP Paribas
The second largest bank in France, specializes in corporate services and international transfers
ING Bank
ING Bank
A large international bank from the Netherlands, a leader in international transfers and foreign exchange transactions
KBC Bank
KBC Bank
Large Belgian bank, strong position in corporate services
Banque Internationale à Luxembourg
Banque Internationale à Luxembourg
Large Luxembourg bank, specializing in corporate services and trade finance
Northern Europe (UK, Sweden, Denmark, Norway, Finland)
Technological and financial center of Northern Europe
HSBC
HSBC
Leading UK bank, strong position in international transfers, specialization in corporate clients
SEB
SEB
Large Swedish bank, innovative business solutions, strong digital platform
Danske Bank
Danske Bank
National Bank of Denmark with a strong position in corporate services
DNB Bank
DNB Bank
Large bank in Norway, fast transfers for business
Nordea
Nordea
The largest bank in Northern Europe, specializing in corporate services and international trade
Southern Europe (Spain, Italy, Portugal, Greece)
Economic center of Southern Europe
Banco Santander
Banco Santander
The largest bank in Spain, serving local businesses and government contracts
UniCredit
UniCredit
Large regional bank in Italy, strong links with state-owned enterprises
Banco Comercial Portugal
Banco Comercial Portugal
Major bank in Portugal, specializing in corporate services and international trade
Alpha Bank
Alpha Bank
National Bank of Greece with a strong position, services for large businesses
CaixaBank
CaixaBank
Regional Bank of Spain, specializing in serving southern businesses
Eastern Europe (Poland, Czech Republic, Hungary, Romania, Bulgaria)
High growth region including Poland, Czech Republic, Hungary, Romania, Bulgaria
PKO Bank Polski
PKO Bank Polski
The largest bank in Poland, serving local businesses
Česká spořitelna
Česká spořitelna
Large Czech bank, strong position in corporate services, fast transfers for business
OTP Bank
OTP Bank
National Bank of Hungary with a strong position, corporate services
Banca Transilvania
Banca Transilvania
Major bank in Romania, specializing in corporate finance and international trade
UniCredit Bulbank
UniCredit Bulbank
Regional bank of Bulgaria, specializing in servicing Eastern European businesses
Central Europe (Austria, Switzerland, Liechtenstein)
Financial center of Central Europe
Erste Group Bank
Erste Group Bank
Large bank in Austria, serving local businesses
UBS
UBS
Large Swiss bank, strong position in corporate services and international trade
Credit Suisse
Credit Suisse
Swiss National Bank with a strong position, services for large businesses
Raiffeisen Bank
Raiffeisen Bank
Regional bank of Austria, specializing in serving Central European businesses
Liechtensteinische Landesbank
Liechtensteinische Landesbank
Bank of Liechtenstein, specializing in corporate services and trade finance
Tariffs and commissions
Transparent pricing for payments to Europe with no hidden fees
Up to €10,000
from €50
€50,000+
individually
What is included in the commission
- Convert rubles to EUR at a favorable rate
- All bank fees and expenses
- Payment via SEPA, iDEAL, Giropay or Sofort
- Preparation of a full package of documents for accounting
- Personal manager and support 24/7
Important to know
- The EUR rate is fixed at the time of application
- No hidden fees from banks and payment systems
- For regular customers - individual conditions with discounts
Who is it suitable for?
Solutions for different types of businesses operating in Europe
SaaS companies
Problem:
You need to pay for cloud services (AWS, Google Cloud, Azure), software licenses, advertising in Google Ads, Facebook Ads. Banks refuse or require complex documents.
OZTA solution:
Payment for digital services via SEPA and local payment systems. We work with AWS, Google Cloud, Microsoft Azure. A complete package of documents for accounting. PSD2 and GDPR compliance.
Banks and fintech
Problem:
Partnerships with European payment systems, integration with SEPA, iDEAL, Giropay. We need legal translations that fully comply with PSD2 and GDPR requirements.
OZTA solution:
We work with the largest banks in Europe. We ensure full compliance with PSD2 and GDPR requirements. Transparent reporting for regulators. Support for all European payment systems.
E-commerce
Problem:
Payment for goods on Amazon, eBay, Zalando, Otto. You need access to European payment systems without opening an account in the EU.
OZTA solution:
Direct payment to marketplaces via SEPA, iDEAL, Giropay, Sofort. We work with Amazon, eBay, Zalando, Otto. Without a European account with the client. GDPR compliance.
Importers of goods
Problem:
Payment of invoices to European suppliers. High bank commissions (3-7%), long transfer times (5-10 days).
OZTA solution:
Commission from 0.86% instead of 3-7%. Transfers in 1-3 days instead of 5-10. We work with the top 5 banks in each region of Europe. SEPA support for fast transfers.
Why do they trust us?
Experience, licenses and compliance to work with Europe
Licenses and Compliance
Full compliance with PSD2 and GDPR requirements. We work with European regulators. All operations are legal and transparent.
Experience with Europe
We work with the top 5 banks in each region. We know the specifics of European payment systems. Experience with SEPA, iDEAL, Giropay.
Partners
Partnership with Deutsche Bank, BNP Paribas, ING Bank, HSBC and other largest banks in Europe. Reliable infrastructure for translations.
Transparency
A complete package of documents for accounting. Transparent reporting. Compliance with AML/KYC requirements. Real-time status tracking.
Learn more about our compliance procedures: AML/KYC policy · Sanctions policy
Frequently Asked Questions
Answers to popular questions about payments to Europe