Purchasing in the USA through an agent
We purchase from American suppliers on your behalf
We pay American suppliers in dollars via ACH, Fedwire and SWIFT. Rate from 1.5% for a volume of $50,000 or more. Full package of documents.
from 1.5%
Commission
1–3 days
Enrollment speed
USD$
Supplier currency
from $1,000
Minimum contribution
Corridor profile
Agency purchase from an American supplier
The dollar is the world's reserve currency. Purchases in USD go through a reliable US banking system with strict compliance.
Corridor profile
Agency purchase from an American supplier
- Currency
- USD (US dollar)
- Commission
- from 1.5%
- Speed
- 1–3 business days
- Minimum
- from $1,000
- Way
- ACH/Fedwire/SWIFT
- Banks
- 6 partner banks
ACH payments for regular transactions are 60–80% cheaper than SWIFT
Fedwire for Express Payments - Same Day Deposit
Full compliance with OFAC and American compliance requirements
Payments to suppliers from Amazon, eBay, Walmart for parallel imports
Documents for tax and customs of the EAEU - invoice, contract, confirmation
Payment systems
How we work with American suppliers
ACH for standard payments, Fedwire for urgent payments, SWIFT for international payments.
ACH
Автоматизированная клиринговая палата
1–3 business daysStandard payment method in the USA. Cheaper than bank transfer. Suitable for regular calculations and average amounts.
Fedwire
Система ФРС
Same dayInstant settlement through the Federal Reserve System. For urgent payments and large amounts. Enrollment during business hours EST.
Bank Wire (SWIFT)
Межбанковский перевод
1–2 business daysClassic international transfer via SWIFT. For any amounts, with a full package of bank documents.
Currency flow
Payments in US dollars
You deposit funds in a convenient currency - we pay the supplier in USD through an American bank.
EUR/KGS/RUB
OZTA
$ USD
The USD rate is fixed at the time of confirmation. The dollar is the most liquid currency, the spread is minimal.
Dollar stability
USD is the world's reserve currency with minimal volatility. Exchange rate risks when converting from KGS/RUB are insignificant.
Sanctions compliance
All dollar payments go through American correspondent banks. We check every settlement against OFAC lists.
Fixing the course
The rate is fixed instantly upon confirmation of the application. For amounts over $100,000, advance booking is possible.
Barriers
Why direct purchasing from American suppliers requires attention
Strict compliance, sanctions checks and OFAC requirements are the main barriers.
Typical problems
American banks return payments at the slightest doubt about compliance
All USD settlements go through American banks - getting into the OFAC filter blocks the settlement
SWIFT transfer from the CIS to the USA takes 3–5 days with intermediate banks
Intermediate banks charge $15–50 per settlement on top of fees
Solutions OZTA
We prepare a full compliance package: invoice, product description, justification for the operation - the calculation is completed the first time
We check each transaction against the OFAC, SDN and sectoral sanctions lists before
We use Fedwire for urgent payments - same day payment. ACH - 1-3 days
A single commission of 1.5% includes all banking expenses - no hidden intermediate fees
Who is it suitable for?
Typical scenarios for payments to suppliers in the USA
From settlements with Amazon suppliers to contract settlements with American factories.
Importer
Contract settlements
Settlements with American manufacturers and distributors. SWIFT or Fedwire, a complete package of documents for customs.
from 1.5% commission
Marketplace seller
Purchasing on Amazon and eBay
Payments for goods from American marketplaces for resale. Parallel import of brands from the USA.
ACH in 1–3 days
Small business
Payments for services and subscriptions
Payments for American SaaS, licenses, equipment. From $1,000 per settlement.
from $1,000 minimum
Private person
Shopping from the USA
Payments for goods from American stores - equipment, clothing, auto parts. No foreign currency account.
No foreign currency account
Tariffs
Cost of settlements with suppliers in the USA
Transparent commission. ACH is cheaper than SWIFT - we use it by default for standard payments.
Starting
from 2.5%One-time calculations. ACH, Fedwire or SWIFT.
Minimum $1,000- Popular
Business
from 1.5%Regular payments from $10,000/month. Priority processing, channel selection.
- Best bet
Corporate
from 1.5%Volumes from $50,000/month. Fedwire by default, custom terms.
The exact rate is fixed in the commercial proposal before work begins.
Process
How does agency purchasing work in the USA?
From application to enrollment - 4 steps.
- 01
Application and compliance
Send an invoice and details. We check the recipient according to OFAC and prepare a compliance package.
1–2 hours - 02
Depositing funds
Transfer the amount to our account in EUR, KGS or RUB.
1 day - 03
Payment to the supplier
We pay via ACH, Fedwire or SWIFT to an American bank account.
1–3 days - 04
Documents
You receive confirmation of payments, agency report and documents for customs.
1 day
Adviсe
Tips for accounts payable in the US
How to speed up calculations and reduce costs.
Saving
ACH is cheaper than SWIFT
For non-urgent payments, use ACH - it is 60-80% cheaper than SWIFT. Enrollment in 1-3 days instead of instantaneous.
Speed
Fedwire until 5:00 pm EST
Fedwire operates during business hours EST (until 5:00 pm New York City time). Applications after - are processed the next business day.
Compliance
Detailed purpose of calculation
American banks check every payment. A detailed assignment (invoice number, article number, description) increases the probability of passage to 95%+.
Volumes
Consolidate your calculations
One settlement for $50,000 is cheaper than five for $10,000. Combine settlements with one supplier - reduce the commission.
FAQ
Frequently Asked Questions
Answers to frequently asked questions about payments to suppliers in the USA through OZTA.
Other directions
Settlements with suppliers in other countries
OZTA carries out payments in 31+ countries. Choose a direction.